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FOR ADVISOR USE ONLYInflation Proofingthe Estate WedgeJune 2022FOR ADVISOR USE ONLYDFS stands for Desjardins Financial Security. Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.In addition, Desjardins, Desjardins Insurance and related trademarks are trademarks of the Fédération des caisses Desjardins du Québec used under licence by Desjardins Financial Security Life Assurance Company.This document has been prepared solely for the use of Desjardins advisors and is not for further distribution.

Guaranteed Death Benefits, Inflation Protection & Resets Overview

Featuring Philippe-Olivier Dumas, Section Manager, Product Development

Guaranteed Investment Funds and Annuities

Desjardins Financial Security Life Assurance Company

FOR ADVISOR USE ONLYFOR ADVISOR USE ONLY2/24Helios2 – 75/100i31The Minimum Death Benefit never decreaseSimulation conducted in January 2022 by Desjardins Insurance

FOR ADVISOR USE ONLYInflation-adjusted Death BenefitThe only one of its kind in Canada**!3All amounts attributed to a DFS GIF are invested at the risk of the Contract Owner and the market value may increase or decrease in value. This table shows a simulation of the annual automatic reset of the Minimum Death Benefit Amount until the annuitant reaches age 75. This simulation is for information purposes only and is neither an indication nor a guarantee of future results. Portfolio mix: 10% FTSE Canada Universe Bond, 20% S&P/TSX, 20% S&P500, 50% MSCI World from April 28, 2000 to April 28, 2006.*The annual automatic reset of the Minimum Death Benefit Amount ends when the annuitant reaches age 75. **Desjardins internal research, August 31, 2021. Data subject to change.Helios2 – 75/100 i Other 75/100 Other 75/100Yearly resets* + inflation adjustment3-year resets + no inflation adjustmentYearly resets + no inflation adjustmentDeath Benefit value MarketvalueDeposit$100,000 $100,000$100,000$100,000Year1$104,400$100,000$100,000$82,462Year2$106,070$100,000$104,805$104,805Year3$108,616$100,000$104,805$95,112Year4$111,245$100,000$111,245$111,245Year5$128,252$100,000$128,252$128,252Year6$128,252$107,507$128,252$107,507

FOR ADVISOR USE ONLY$5 0, 000$1 00 ,00 0$1 50 ,00 0$2 00 ,00 0$2 50 ,00 0$3 00 ,00 0$3 50 ,00 020 0020 0120 0220 0320 0420 0520 0620 0720 0820 0920 1020 1120 1220 1320 1420 1520 1620 1720 1820 1920 2020 21Market Value Inflation Adjusted Value Death Benefit (Helios2 - 75/100 i)This simulation is for information purposes only and is neither an indication nor a guarantee of future results. Portfolio mix: 10% FTSE TMX Canada Universe Bond, 20% S&P/TSX, 20% S&P500, 50% MSCI World. Resets of the Minimum Death Benefit Amount only until the annuitant reaches age 75 based on various reset frequencies. Please refer to the Contract and Information Folder for more information on Helios2 – 75/100 i.*Desjardins internal research by Desjardins Insurance, August 31, 2021. Data subject to change.Investments may be protected from market downturns and inflation419 resets in21 yearsReset of Death BenefitUNIQUEIN CANADA!*Death Benefit (Helios2– 75/100i)

FOR ADVISOR USE ONLYFOR ADVISOR USE ONLYProtected when markets are down5Source: Desjardins. All amounts attributed to a DFS GIF are invested at the risk of the Contract Owner and the market value may increase or decrease in value. This graph shows a simulation of the annual automatic reset of the Minimum Death Benefit Amount until the annuitant reaches age 75. This simulation is for information purposes only and is neither an indication nor a guarantee of future results. Portfolio mix: 10% FTSE Canada Universe Bond, 20% S&P/TSX, 20% S&P500, 50% MSCI World from April 28, 2000 to April 28, 2006.*The annual automatic reset of the Minimum Death Benefit Amount ends when the annuitant reaches age 75.Simulation conducted in January 2022 by Desjardins Insurance.

FOR ADVISOR USE ONLYFOR ADVISOR USE ONLYGrowth at all times6Upside participation with downsideAll amounts attributed to a DFS GIF are invested at the risk of the Contract Owner and the market value may increase or decrease in value. This graph shows a simulation of the annual automatic reset of the Minimum Death Benefit Amount until the annuitant reaches age 75. This simulation is for information purposes only and is neither an indication nor a guarantee of future results. *The annual automatic reset of the Minimum Death Benefit Amount ends when the annuitant reaches age 75. Simulation conducted in January 2022 by Desjardins Insurance.

FOR ADVISOR USE ONLYFOR ADVISOR USE ONLYThankYou Learn More About Helios2 GIFs Contact my Regional Sales Director